Medical plans
ASU offers two medical plan options for 2027
Both medical plans provide the option to choose Blue Cross Blue Shield or UnitedHealthcare medical networks. Please refer to the eligibility and enrollment section for information about coverage effective dates.
Medical plan options
2027 medical plan resources
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2027 plan year deductibles and copays
The PPO Plan and HDHP with HSA out-of-network benefits are subject to reasonable and customary charges as defined by the insurance industry.
| Annual deductibles | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2027 | Out-of-network 2027 | In-network 2027 | Out-of-network 2027 | |
| Individual | $0 | $5,000 | $1,785 | $5,250 |
| Family aggregate | $0 | $10,000 | $3,570 | $10,500 |
| Routine preventative services | |||
|---|---|---|---|
| PPO | HDHP with HSA | ||
| In-network 2027 | Out-of-network 2027 | In-network 2027 | Out-of-network 2027 |
| $0 | 50% | $0 | 50% |
Copayment/coinsurance after applicable deductible is met Office visits | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2027 | Out-of-network 2027 | In-network 2027 | Out-of-network 2027 | |
| PCP | $30 | 50% | 15% | 50% |
| PCP | $30 | 50% | 15% | 50% |
| Specialist | $50 | 50% | 15% | 50% |
| Telemedicine services | $30 | 50% | 15% | 50% |
Copayment/coinsurance after the applicable deductible is met Emergency services | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2027 | Out-of-network 2027 | In-network 2027 | Out-of-network 2027 | |
| Ambulance | $0 | $0 | 15% | 50% |
| Emergency room | $255 | $255 | 15% | 15% |
| Urgent care | $85 | 50% | 15% | 50% |
| Inpatient hospital admission | $305 | 50% | 15% | 50% |
| Outpatient facility | $155 | 50% | 15% | 50% |
| Laboratory and X-ray services | $0 | 50% | 15% | 50% |
| Major radiology services | $105 | 50% | 15% | 50% |
| Durable medical equipment | $0 | 50% | 15% | 50% |
2026 plan year deductibles and copays
The PPO Plan and HDHP with HSA out-of-network benefits are subject to reasonable and customary charges as defined by the insurance industry.
| Annual deductibles | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2026 | Out-of-network 2026 | In-network 2026 | Out-of-network 2026 | |
| Individual | $0 | $5,000 | $1,700 | $5,000 |
| Family aggregate | $0 | $10,000 | $3,400 | $10,000 |
| Routine preventative services | |||
|---|---|---|---|
| PPO | HDHP with HSA | ||
| In-network 2026 | Out-of-network 2026 | In-network 2026 | Out-of-network 2026 |
| $0 | 50% | $0 | 50% |
Copayment/coinsurance after the applicable deductible is met Office visits | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2026 | Out-of-network 2026 | In-network 2026 | Out-of-network 2026 | |
| PCP | $25 | 50% | 10% | 50% |
| OBGYN | $25 | 50% | 10% | 50% |
| Specialist | $45 | 50% | 10% | 50% |
| Telecommuting services | $25 | 50% | 10% | 50% |
Copayment/coinsurance after the applicable deductible is met Emergency services | ||||
|---|---|---|---|---|
| PPO | HDHP with HSA | |||
| In-network 2026 | Out-of-network 2026 | In-network 2026 | Out-of-network 2026 | |
| Ambulance | $0 | $0 | 10% | 10% |
| Emergency room | $250 | $250 | 10% | 10% |
| Urgent care | $80 | 50% | 10% | 50% |
| Inpatient hospital admission | $300 | 50% | 10% | 50% |
| Outpatient facility | $150 | 50% | 10% | 50% |
| Laboratory and X-ray services | $0 | 50% | 10% | 50% |
| Major radiology services | $100 | 50% | 10% | 50% |
| Durable medical equipment | $0 | 50% | 10% | 50% |