Medical plans

ASU offers two medical plan options for 2026 

Both medical plans provide the option to choose Blue Cross Blue Shield or UnitedHealthcare medical networks. Please refer to the eligibility and enrollment section for information about coverage effective dates.

Medical plan options

2026 medical plan resources

2026 plan year deductibles and copays

The PPO Plan and HDHP with HSA out-of-network benefits are subject to reasonable and customary charges as defined by the insurance industry.

 Annual deductibles
 PPOHDHP with HSA
 In-network 2026Out of network 2026In-network
2025
In-network
2026
Out-of-network 2026
Individual$200$1,000$1,650$1,700$5,000
Family aggregate$400$2,000$3,300$3,400$10,000
Routine Preventative Services
PPOHDHP with HSA
In-network 2026Out of network 2026In-network
2026
Out-of-network 2026
$050%$050%

Copayment/Coinsurance after applicable deductible is met

Office Visits

 PPOHDHP with HSA
 In-network 2026Out of network 2026In-network 2026Out-of-network 2026
PCP$2550%10%50%
OBGYN$2550%10%50%
Specialist$4550%10%50%
Telemedicine services$2550%10%50%

 

Copayment/coinsurance after applicable deductible is met

Emergency Services

 PPOHDHP with HSA
 In-network 2026Out of network 2026In-In-network 2026Out-of-network 2026
Ambulance$0$010%

50%

Emergency Room$250$25010%

50%

Urgent Care$80050%10%

50%

Inpatient hospital admission$30050%10%

50%

Outpatient facility$15050%10%

50%

Laboratory and X-Ray services$050%10%

50%

Major radiology services$10050%10%

50%

Durable medical equipment$0$2010%

50%

Book traversal links for Medical plans