Medical plans
ASU offers two medical plan options for 2026
Both medical plans provide the option to choose Blue Cross Blue Shield or UnitedHealthcare medical networks. Please refer to the eligibility and enrollment section for information about coverage effective dates.
Medical plan options
2026 medical plan resources
- Benefits medical plans slides
- HDHP HSA UnitedHealthcare
- HDHP summary of benefits and coverage
- Find providers
2026 plan year deductibles and copays
The PPO Plan and HDHP with HSA out-of-network benefits are subject to reasonable and customary charges as defined by the insurance industry.
Annual deductibles | |||||
---|---|---|---|---|---|
PPO | HDHP with HSA | ||||
In-network 2026 | Out of network 2026 | In-network 2025 | In-network 2026 | Out-of-network 2026 | |
Individual | $200 | $1,000 | $1,650 | $1,700 | $5,000 |
Family aggregate | $400 | $2,000 | $3,300 | $3,400 | $10,000 |
Routine Preventative Services | |||
---|---|---|---|
PPO | HDHP with HSA | ||
In-network 2026 | Out of network 2026 | In-network 2026 | Out-of-network 2026 |
$0 | 50% | $0 | 50% |
Copayment/Coinsurance after applicable deductible is met Office Visits | ||||
---|---|---|---|---|
PPO | HDHP with HSA | |||
In-network 2026 | Out of network 2026 | In-network 2026 | Out-of-network 2026 | |
PCP | $25 | 50% | 10% | 50% |
OBGYN | $25 | 50% | 10% | 50% |
Specialist | $45 | 50% | 10% | 50% |
Telemedicine services | $25 | 50% | 10% | 50% |
Copayment/coinsurance after applicable deductible is met Emergency Services | ||||
---|---|---|---|---|
PPO | HDHP with HSA | |||
In-network 2026 | Out of network 2026 | In-In-network 2026 | Out-of-network 2026 | |
Ambulance | $0 | $0 | 10% | 50% |
Emergency Room | $250 | $250 | 10% | 50% |
Urgent Care | $800 | 50% | 10% | 50% |
Inpatient hospital admission | $300 | 50% | 10% | 50% |
Outpatient facility | $150 | 50% | 10% | 50% |
Laboratory and X-Ray services | $0 | 50% | 10% | 50% |
Major radiology services | $100 | 50% | 10% | 50% |
Durable medical equipment | $0 | $20 | 10% | 50% |