Within 30 calendar days of your eligibility-hire date or a qualifying life event or during the annual open enrollment period, you may enroll in one of the two dental plan options. There are two plan types: prepaid-dental health maintenance organization and the indemnity-preferred provider organization.
How to choose the best dental plan for you and your family.
When choosing between a prepaid DHMO plan and an indemnity PPO plan, you should consider the following: Dental history, level of dental care required, costs-budget and provider in the network.
Make sure your current dentist participates in the plan you are considering.
Dental plans
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Prepaid-DHMO Plan, Cigna Dental
Cigna dental member services 800-244-6224. Each family member may choose a different general dentist. You can select or change your dentist by visiting the Cigna directory. Select Find a dentist, choose your location, select Cigna Dental Care HMO plan and select search. |
Indemnity-PPO Plan, Delta Dental PPO Plus Premier
Delta Dental claim form 800-352-6132. More than 85% of Arizona’s licensed dentists participate in the Delta Dental PPO Plus Premier plan and agree to accept Delta’s allowable fee as payment in full after any deductibles or copayments are met. Amounts billed by network providers in excess of the allowable fee will not be billed to the patient. If you see a non-participating dentist, Delta will still provide benefits, although typically at reduced levels. You may need to submit a claim form for eligible expenses to be paid. |
Dental plans comparison
| Cigna | Delta Dental | |
| Plan type | DHMO | PPO |
| Dental premiums per pay period - 26 pay periods | ||
| Employee | Employee | |
| Employee only | $1.64 | $14.30 |
| Employee plus spouse | $3.29 | $30.33 |
| Employee plus child | $3.08 | $23.34 |
| Employee plus family | $5.46 | $48.26 |
| Plan year deductibles | None | $50, $100 or $150 |
| Annual combined basic and major services | No dollar limit. | $2,000 per person. |
| Orthodontia lifetime | No dollar limit. | $1,500 per person. |
| Employee cost for care | ||
| Preventive care class one | ||
| Oral exam | $0 | $0 Deductible waived. |
| Emergency exam | $0 Pain treatment $55 after-hours office visit. | $0 Deductible waived. |
| Prophylaxis-cleaning | $0 | $0 Deductible waived. |
| Fluoride treatment | $0 | $0 to age 18 deductible waived. |
| X-rays | $0 | $0 Deductible waived. |
| Sealants | $12 per tooth | 20% to age 19 |
| Fillings | Amalgam: $0 Resin: $0 | 20% |
| Extractions | Simple: $12. Surgical: $53 | 20% |
| Periodontal gingivectomy | $91 for one-three teeth, $180 for four or more teeth | 20% |
| Oral surgery | $12 to $850 | 20% |
| Crowns | $150 to $500 | 50% |
| Dentures | $680 upper and lower | 50% |
| Fixed bridgework | $135 per unit | 50% |
| Crown-bridge repair | $43 | 50% |
| Implant body | $1,025 | 50% |
| Orthodontia | Coverage for adults and children. 24-month treatment fee. See the charge schedule. |
See lifetime. |
| TMJ exam-services | $330 occlusal orthotic device. | Not covered. |
| External bleaching | $165 | Not covered. |
Dental premiums
| Delta Dental PPO Plan | ||||
| Employee cost per pay period | Employee cost monthly | Employer cost monthly | Total cost monthly | |
| Employee only | $14.30 | $30.98 | $4.96 | $35.94 |
| Employee plus spouse | $30.33 | $65.71 | $9.92 | $75.63 |
| Employee plus child | $23.34 | $50.56 | $9.92 | $60.48 |
| Family | $48.26 | $104.56 | $13.70 | $118.26 |
| Cigna Dental DHMO Plan | ||||
| Employee cost per pay period | Employee cost monthly | Employer cost monthly | Total cost monthly | |
| Employee only | $1.64 | $3.56 | $4.96 | $8.52 |
| Employee plus spouse | $3.29 | $7.12 | $9.92 | $17.04 |
| Employee plus child | $3.08 | $6.67 | $9.92 | $16.59 |
| Family | $5.46 | $11.84 | $13.70 | $25.54 |
Dental plan FAQs
How can I choose the best dental plan for my needs?
When choosing between a prepaid or DHMO plan and an indemnity or PPO plan, consider the following: dental history, level of dental care required, costs and budget and a provider in the network. If you have a preferred dentist, make sure he or she accepts the plan you are considering.
Is my dentist in-network?
Cigna Dental providers are located nationwide.
- Visit Cigna and log in. Select Find a Doctor at the top of the screen.
- Select: For plans offered through work or school. Choose the Dentist tab.
- Enter search location: city, state or zip code.
- Select Pick, then select Cigna Dental Care HMO and select Choose.
- Review the lists given by specialty or narrow your search by typing in provider name, specialty or office name. You can further refine your search results by selecting the following filters:
- Distance – Years in practice.
- Specialty – Additional languages.
- Select a dentist’s name for more details. Such as office hours and location listings with map view. Call your current dentist. Your current dentist could be in-network. Call the office and ask if they are contracted in the Cigna Dental HMO network.
PPO Plan | Delta Dental
More than 85% of Arizona’s licensed dentists participate in the Delta Dental Plan and agree to accept Delta’s allowable fee as payment in full after any deductibles or copayments are met. Amounts billed by network providers in excess of the allowable fee will not be billed to the patient.
- A maximum annual benefit of $2,000 will exclude Preventive Class I services, which include office visits, oral exams, cleaning, fluoride treatments and x-rays.
- Benefits may be based on reasonable and customary charges.
- Deductible or out-of-pocket payments apply.
- There is a maximum lifetime benefit of $1,500 per person for orthodontia.
- You have a maximum benefit of $2,000 per person per plan year for dental services.
- You may see a licensed dentist anywhere in the world.
- You may need to submit a claim form for eligible expenses to be paid.
- Visit Delta Dental and set up an ID and password to have access to the Delta online features.
When should I receive my ID card?
New enrollees should receive a card within 10 to 14 business days after the benefits become effective.
The following list of states and territories are not covered under the Cigna DHMO plan: Alaska, Idaho, Maine, Montana, New Hampshire, New Mexico, North Dakota, South Dakota, Puerto Rico, US Virgin Islands, Vermont, West Virginia and Wyoming.
Routine visits, exams and cleanings, and fluoride treatments are covered two times per plan year at 100%. Emergency exams are covered once per plan year at 100%. Bitewing and periapical X-rays are covered once per plan year at 100%.
Subject to both the benefit year allowance and the lifetime maximum limit, $1,000 per tooth. Subject to all provisions, terms and conditions of the plan description.
Visit Cigna fee schedule for details.
