Spouse and child dependent life insurance

Term life insurance for eligible dependents

You can elect term life insurance for your eligible spouse and dependent children. Review the enroll and update your benefits webpage for details on how and when you can change your benefits elections.  

Dependent coverage rules 

• Coverage for a spouse or dependent may not be more than 100% of the employee's combined ASU basic life and supplemental life coverages.
• Coverage for dependents may not be more than 100% of the employee's combined ADOA basic life and supplemental life coverages.
• You are automatically the beneficiary of your dependent life insurance plan or plans.

ASU Dependent Life 

After your initial 30-day enrollment period, due to a qualifying life event or during open enrollment:

• If enrolled, you may increase your coverage one level up to $25,000 without evidence of good health. You may increase additional levels or choose the $50,000 level for only your spouse with evidence of good health.
• If electing for the first time, after the initial 30-day enrollment period, all coverage levels require evidence of good health.
• Any person who is as an employee, retiree or insured under the portability provisions is not eligible as a dependent.
• Married faculty or staff members who both work for ASU may not elect ASU Spouse Life.
• Only one person can claim an eligible dependent child.

ADOA Dependent Life 

After your initial 30-day enrollment period, due to a qualifying life event or during open enrollment, you may select any level of coverage.
 

Dependent life premium costs