Spouse and child dependent life insurance

You can elect term life insurance for your eligible spouse and dependent children. You may elect coverage:

• Within 30 calendar days of your eligibility or hire date.
• If you have a qualifying life event.
• During the annual open enrollment period. 

Dependent coverage rules 

• Coverage for a spouse or dependent may not be more than 100% of the employee's combined ASU basic life and supplemental life coverages.
• Coverage for dependents may not be more than 100% of the employee's combined ADOA basic life and supplemental life coverages.
• You are automatically the beneficiary of your dependent life insurance plan or plans.

ASU Dependent Life 
After your initial 30-day enrollment period, due to a qualifying life event or during open enrollment:

• If enrolled, you may increase your coverage one level up to $25,000 without evidence of good health. You may increase additional levels or choose the $50,000 level for only your spouse with evidence of good health.
• If electing for the first time, after the initial 30-day enrollment period, all coverage levels require evidence of good health.
• Any person who is as an employee, retiree or insured under the portability provisions is not eligible as a dependent.
• Married faculty or staff members who both work for ASU may not elect ASU Spouse Life.
• Only one person can claim an eligible dependent child.

ADOA Dependent Life 
After your initial 30-day enrollment period, due to a qualifying life event or during open enrollment, you may select any level of coverage.
 

Dependent life premium costs