New HSA opt-in and card activation

The university's Health Savings Account is changing from Optum Bank to Inspira Financial in 2026. 

Optum HSA holders must have opted in or opted out of the automatic funds transfer to Inspira Financial before 5 p.m. on Wednesday, Jan. 21.

Additional considerations: 

• If you opted in, a one-time $20 fee will be deducted from your HSA. The funds transfer to Inspira Financial will be completed Feb. 11.
• If you opted out, the employer-sponsored Optum HSA will convert to an individual Optum HSA on Feb. 11. Participants will remain responsible for their individual account and may incur a monthly maintenance fee. Contact Optum at 866-610-4839 for the fee schedule.
• All Optum HSAs will be frozen Feb. 4–10, meaning no deposits or withdrawals will be permitted. 

To activate your Inspira debit card, you will need the last four digits of your member number, which is your Campus ID number. Locate this number in your Workday profile by navigating to Personal in the profile menu and selecting the IDs tab.

Questions? Contact: 

• Arizona Department of Administration | Toll-Free: 800-304-3687
• Optum Bank: 866-610-4839 | Optum website
• Inspira Financial: 833-419-0316 | Inspira website