Health care accounts

Enroll in one of three health care accounts within 30 calendar days of your eligibility or hire date or a qualifying life event or during the annual open enrollment period.

• Health care flexible spending account.
• Optum health savings account.
• Limited health care flexible spending account.

You contribute on a pre-tax basis and then reimburse yourself on a tax-free basis for eligible expenses. Refer to the eligibility and enrollment section of the benefits guide for details about coverage effective dates.

Note: In order to enroll in the HSA Option, you must elect the High Deductible Health Plan medical plan. If you are an HSA option medical plan participant, your FSA election is limited to a limited health care flexible spending account for dental and vision expenses only. The IRS will not allow the submission of the same eligible expenses to both an HSA and a Health care FSA in the same plan year.